Our Services

GENERAL FINANCIAL PLANNING
•   Financial organization •   529 account establishment
    and management		 •   Major purchase advice/planning
     
•   Net worth statement/tracking •   Cash flow planning •   Student loan analysis
•   Total account aggregation •   Savings and budgeting strategies •   Mortgage analysis
•   Education Planning •   Debt management •   Lease vs. buy advice

INVESTMENT PLANNING
•   Evidence based investment strategy •   Risk tolerance/goals assessment •   Tax-managed portfolios
•   Asset allocation •   Ongoing investment management •   401(k) account management
•   Custom portfolio construction •   Portfolio rebalancing •   Company retirement plan design,
    administration, investment management
 
     
•   Global investment diversification •   Performance monitoring and reporting  

RETIREMENT PLANNING
•   Retirement projections •   Development of savings target •   Job loss or job transition
•   Probability analysis
    (Monte Carlo simulation)
 		 •   401(k) asset allocation •   Executive benefits analysis/selection
     
•   Retirement salary
    (retirement income strategy)
 		 •   IRA withdrawal strategies •   Non-qualified deferred compensation
    planning
 
     
•   Social Security/Medicare
    benefits analysis
 		 •   Required minimum distributions •   Company retirement plan design,
    administration, investment management
 
     
•   Long-term cash flow planning •   Distribution strategies for
    employer plans
 		 •   Stock option analysis
     
  •   Pension benefit election analysis  

INSURANCE / RISK MANAGEMENT
•   Insurance planning needs analysis •   Long-term care insurance analysis •   Property/casualty insurance analysis
•   Annuity rescue •   Medicare/Medigap analysis •   Collaboration on insurance needs with
    other professionals as needed
 
     
•   No-load variable annuity management •   Disability insurance analysis  

TAX PLANNING
•   Tax-efficient portfolio design •   Charitable giving •   Tax-efficient distribution strategies
•   Cost basis calculations and reporting •   Gifting strategies for appreciated stock •   Business entity selection
•   Collaboration on tax planning with
    CPA as necessary		 •   Gifting strategies for IRAs •   Tax summary reports
     
•   Informal review of tax returns •   Roth conversion analysis •   Estate tax strategies
•   Tax minimization strategies •   Net unrealized appreciation
    (NUA) analysis
 		 •   Withholding tax planning
     
•   Tax loss harvesting •   Tax impact analysis of selling
    appreciated assets
 		  

TRUST AND ESTATE PLANNING
•   Beneficiary designation review •   Inheritance planning •   Estate tax avoidance vehicles
•   Collaboration on estate planning with
    other professionals
 		 •   Family estate planning meetings •   Coordination of estate and trust
    admin matters
 
     
•   Asset protection strategies •   Legacy planning •   Post-mortem family meetings and
    communications
 
•   Elderly planning •   Estate distributions •   Strategies for gifting to family and charity
•   Estimated estate tax liabilities •   Coordination of financial and
    estate plans
 		  

TECHNOLOGY AND COMMUNICATIONS
•   FSAM blog •   Quarterly performance reports •   Online planning aggregation program
•   Quarterly newsletter/market
    commentary
 		 •   AdvisorView online account portal
    (eQuipt)
 		 •   Option for Web-based meetings
    via GoToMeeting
 

 

 

 

Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss. Past performance is not a guarantee of future results. Neither SagePoint Financial, Inc., nor its representatives, offer tax or legal advice. As with all matters of a tax or legal nature, you should consult with your own tax or legal counsel for advice.